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Mahabat is 35 years old, married, and is raising five children, the youngest daughter of which is a newborn.

As a main source of income since 1990, Mahabat has been engaged in raising livestock and agriculture, starting with 15,000 Som and the purchase of one cow. Mahabat received land before the breakup of the USSR where she does annual planting of beans and potatoes. Through hard work, Mahabat and her family currently have in their household one dairy cow, a horse, 30 sheep, and two goats. Monthly income from the business is 3,500 Som KGS from the sale of milk and dairy products. Income from growing crops allows her to buy sheep and cattle at the end of the season.

With the goal of further developing her business, Mahabat appealed to Bai-Tushum and Partners for a loan of 100,000 Som (KGS) to buy livestock and to pay for preparation of her land for seeding. Mahabat plans to use income from the loan to invest in further expanding the count of domestic livestock for fattening and an increase in income from the sale of milk, with the goal of saving money for her children's education.
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Махабат 35 лет, замужем , воспитывает 5 детей, младшая дочка новорожденная. Махабат в качестве основного дохода с 1990 года занимается животноводством и полеводством, начав этот бизнес с 15,000 сом купив одну корову. Землю Махабат получила после развала СССР. Где ежегодно сажают фасоль и картофель. Благодаря упорному труду Махабат и её семьи в ее хозяйстве на сегодняшний день имеется 1 дойная корова, 1 лошадь, 30 голов овец и 2 козы. Ежемесячный доход от бизнеса составляет 3,500 сом KGS от продажи молока и молочной продукции. Доход от полеводства позволяет приобрести овец и быков в конце сезона. В целях дальнейшего развития своего бизнеса, Махабат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота и оплату услуг на подготовку поля к весеннему посеву. Доходы от кредита Махабат планирует вложить в дальнейшее увеличение количества домашней скотины в целях откорма и увеличение дохода от продажи молока , чтобы накопить средства на обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Mahabat to purchase cows and sheep and to pay for field preparation for seeding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 14, 2012
Currency Exchange Loss:
Dec 17, 2013