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Oim is a very kind woman. She is 57 years old. She is married and has five children. Her husband is retired and receives a small pension. His children are grown, but are not able to support their parents.

WIth the goal of earning income, Oim decided to start her own business raising livestock. She took a course "Bring It On" organized by the Association of Business Women and received a certificate. After learning in this course, she was confident that she could organize a business and take off.

She is requesting a loan of 1,500 Somoni to buy livestock to develop a business. With the earned income, she is going to improve her living conditions. She is awaiting your kindness.
View original language description ↓
Оим очень добрая женщина. Ей 57 лет. Она замужем и имеет 5 детей. Ее муж пенсионер и получает маленькую пенсию. Дети совершеннолетние, но не обеспечивают родителей. С целью получения дохода Оим решила организовать собственный бизнес скотоводством. Она прошла курс «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. После обучения в этом курсе она стала уверенной в себе, что может организовать бизнес и развевать ее. Она запрашивает займ на сумму 1500 сомони для покупки скота, чтобы развевать бизнес. С полученного дохода он собирается улучшить условия проживания. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Oim to buy cattle for organizing new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 14, 2012
Currency Exchange Loss:
Jan 18, 2014