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Usub is 64 years old and lives in Artamet village, in the Armavir region of Armenia, with his wife. Both of them are of retirement age. Usub is involved in cattle breeding and he keeps ten cows and 300 lambs. His wife uses the milk they produce in cheese production and Usub sells it in the local market. Additionally, he provides beef to local butchers. He is a very hard-working man and does his best to ensure that he enjoys good sales.

Usub has requested a loan to purchase three oxen and fifteen lambs in order to expand his business. This will increase the family income so they will be able to improve their living conditions. Usub awaits your support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Usub to pay for three oxen and fifteen lambs.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Dec 13, 2012
Currency Exchange Loss:
May 17, 2013