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Elias is married and the father of 1 son who already attends School, lives in a house lent to him by the government and doesn't support anyone else other than his family.

He works for Mozambique's national railway company, laying the tracks. With this loan he plans to buy construction materials (cement, zinc plates, iron, stone and others) to continue the improvements he's making on his home.

In future, Elias hopes to finish and furnish his house, leave the house lent to him currently and live in his own house. To this end he commits to duly paying off the loan in order to solicit further loans from Hluvuku.

His challenge is to obtain funds for investment.
View original language description ↓
Casado e pai de 1 filho que já frequenta a Escola, vive na casa cedida pelos serviços e não sustenta mais ninguém para além da sua família.
É trabalhador da empresa caminhos-de-ferro de Moçambique (CFM) é assentador de via. Com o presente empréstimo pretende comprar material de construção (cimento, chapas de zinco, pranchas, ferro, pedra e outros) para dar continuidade com o melhoramento da sua casa.
No futuro deseja concluir e mobilar a sua casa e sair da casa dos serviços e passar a residir em sua própria casa, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir fundos para investimento.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 59
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 29.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Elias buy construction material (cement, zinc plates, iron, stone and others) to continue the improvements he's making on his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Sep 17, 2013