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Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
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A loan of $750 helped to buy items such as milks, diapers, food products, etc.


Mary Joy's story

Mary Joy, 39, is an entrepreneur from Zamboanga del Sur. She is married to Ramon Magsaysay, and has 1 child. She started her retail business almost 2 years ago and now earns 7,000 PHP a month. To improve business, she is borrowing 30,000 PHP from GDMPC micro credit – which she just joined recently – to buy items such as milks, diapers, food products, etc. Before long, she hopes to expand her business.



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Loan details