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Rosemarie is 43 years old and married with 9 children. She earns a living by farming sugarcane in the Philippines. Rosemarie has been farming sugarcane for 26 years and also earns additional income from rice retailing. She is working tirelessly toward the attainment of her dream- to save enough money so she could afford to send her children to college.

Rosemarie is borrowing 17,000 PHP through NWTF to pay for the laborers' salaries of her sugarcane farm.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 421
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rosemarie to pay for the laborers' of her sugarcane farm.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 12, 2012
Currency Exchange Loss:
Sep 17, 2013