Ngit is 41 years old. She is married and resides with six children in Prey Veng Province, Cambodia.
She has been cultivating rice and fattening up animals for more than 10 years, earning approximately $6 a day. Her husband, a construction worker, makes an income of $3 per day. Three of Ngit’s children are employed in a garment factory. They earn about $15 each day.
Due to a lack of funds, Ngit is requesting a loan of $1,000 to purchase fertilizer, fuel and pesticide for farming. This purchase will help her crops grow well and provide high yields.
In the future, Ngit would like to expand her farming business and help her children earn a higher education. Moreover, she hopes to build a new house as soon as possible.
KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.