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Franklin José
Franklin is 34 years old and has been a professor of primary education in a school in san Rafael del sur for a little more than 15 years.

This and all of his loans have been for improvements to his home. With the loan granted by Kiva, he has managed to improve his home.

It is important to mention that his previous house had walls made of zinc sheets. With his loans, he has managed to have a more comfortable home with block walls and tile floors.
View original language description ↓
El Sr. Franklin a sus treinta y cuatro años de edad es docente de educación primaria de un centro escolar de san Rafael del sur, en dicha actividad lleva un poco más de quince años, este y todos sus créditos han sido para mejoras en su casa ya que con los crédito otorgados por kiva es que ha logrado ir mejorando su vivienda.
Es importante mencionar que anteriormente su casa las paredes eran de laminas de zinc y con sus créditos ha logrado tener una casa más confortable con paredes de bloques y pisos de cerámica.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Franklin José to buy construction materials, such as sand, cement, blocks and to pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Dec 11, 2012
Currency Exchange Loss:
Dec 21, 2013