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Los Claveles Group
In this Group: Isabel Berenise, Gliceria, Rocio Del Pilar, Yolanda Isabel, Noemi, Maria Elena , Deybis Fernando
Isabel Berenise is 23 years old. She is a member of the "Los Claveles" group. This group has seven members, who are all neighbours and who came together to make it easier to get a loan to help them sustain their business. That's because it was harder for them individually, since they didn't have anyone to support them.

One year ago, Isabel Berenise, who works alone selling "salchipapas"- french fries with hotdogs, began with few utensils and cooked food in the kitchen of her home. Little by little, with her work, she has been able to buy a mobile food cart, eating utensils, glasses, etc. for her business.

She will use the loan to invest in disposable plates, eating utensils, and tupperware, which she needs for her work.
View original language description ↓
Isabel Berenise tiene 23 años de edad. Ella es socia del grupo "Los Claveles". este grupo está formado por siete integrantes, todos ellos vecinos y se unieron para que juntos tengan la facilidad de obtener un crédito que los ayude a sostener su negocio ya que de forma individual les era dificil porque no tenían como avalarse individualmente.
Hace un año, Isabel Berenise, trabaja de forma independiente, vendiendo salchipapas, inició con muy poco utensilios y preparando en la cocina de su casa, con su trabajo poco a poco a podido implementar su negocio con un carrito sanguchero, cubiertos, vasos etc.
El prestamo recibido lo invertirá en la compra de tapers, platos y cubiertos descartables, que es lo necesario para su trabajo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Claveles Group's $2,150 loan helped a member to invest in supplies and disposable items to to serve the food they prepare.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 11, 2012
Currency Exchange Loss:
Jun 17, 2013