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Ester is a 41 year old single woman and mother to 3 children. She is a shopkeeper and has been selling fresh food (maniocs, plantains, palm nuts, bananas and fruits) retail according to the seasons in a local market for 16 years. She has a good knowledge of suppliers, and especially of her clientèle which she gained with time thanks to her experience in this domain. But she finds herself constantly with stock shortages because she is obliged to sell all her stock to be able to buy again because of her small capital. She wishes to increase her stock of bunches of plantains, boxes of tomatoes and bananas to have a good stock. This would allow her to better satisfy the constant demands of her clientèle and to avoid stock shortages. She will save her profits to not only expand her business but also to meet the needs of her family.
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Ester est une femme de 41 ans célibataire mère de 3 enfants. Elle est commerçante et fait la vente en détail des vivres frais( maniocs, plantains, noix de palmes, bananes et fruits) en fonction des saisons dans un marché de la place depuis 16 ans. Il a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Mais elle se retrouve constamment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Elle souhaiterai augmenter le stock des régimes de plantains, cajots de tomates, bananes) pour avoir un bon stocks ce qui permettra de mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks. Il économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,317,475
    Funds lent in using Kiva
  • 507.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Esther to increase her stock of merchandise (plantains, boxes of tomatoes, bananas).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 11, 2012
Currency Exchange Loss:
Jul 3, 2014