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Gloria Isabel

Update on Gloria Isabel

Gloria Isabel is 43 years old. She is married and has two children, ages 15 and 10, who are in school. She is originally from the department of León, a place that is located in the western zone of the country. Gloria has 16 years of experience in her business, which is at a fixed location in the district. Gloria is a very responsible and hard-working woman. With a good payment history for her previous loans, she has shown responsibility in making her payments in full and on time. She needs financing to invest in working capital and stock her business of buying and selling clothing with items such as pants, blouses, dresses, shorts, underwear, sandals, sport shoes, tennis shoes, and flip-flops. Gloria's daily routine is to work some 10 hours a day to be able to obtain and increase her clientele and her income, because it is the way she is able to maintain her family. Gloria Isabel is grateful for the help that the Kiva investors offer to her and to people of scarce resources in poor countries such as Nicaragua so that they can have a means of dignified work.
View original language description ↓
Gloria Isabel de 43 anos de edad, casada con dos hijos de 15, 10 anos los cuales están estudiando. Es originaria del departamento de León. Lugar que esta ubicado en la zona de occidente del país. Gloria tiene 16 anos de experiencia en el negocio el cual esta ubicado en un lugar especifico de la localidad. Gloria es una mujer muy responsable, trabajadora. Con buena solvencia de pago, en los créditos anteriores ha demostrado su responsabilidad de pago en tiempo y forma. El financiamiento lo necesita para invertir en capital de trabajo y surtir su negocio en la compra y venta de ropa y calzado como: pantalones, blusas, vestidos, short, ropa interior, sandalias zapatos deportivos, zapatos tenis chinelas. La rutina diaria de Gloria es trabajar unas 10 horas diarias, para poder obtener y mejorar sus clienta y sus ingresos porque es la forma de poder mantener a su familia. Gloria Isabel agradece la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Previous Loan Details

Gloria Isabel is 41 years old. She sells general merchandise. She is a very enterprising person and her desire to get ahead has helped her with this business. She started it because she needed to meet her household expenses. The purpose of this loan is to buy footwear, perfume, creams, treatment... More from Gloria Isabel's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Gloria Isabel to stock her business by buying pants, blouses, dresses, shorts, underwear, sandals, sports shoes, tennis shoes, and flip-flops.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 11, 2012
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Gloria Isabel. It was first posted on Kiva on Nov, 2011. Learn More