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Hortense Charlotte
Hortense Charlotte is a 34 year old woman who is engaged. She opened a café-restaurant which she has been managing for 2 years already in a market of the capital. It's thanks to the café-restaurant that she takes care of her family. Buying catering products retail does not really bring in much for her. Thus the importance of this loan for her business because it will allow her to buy catering products (crates of eggs, small café materials, spaghetti and cases of drinks) to cook her dishes. This will avoid her having to make daily trips and will reduce her taxi expenses. It will also increase her sales, the satisfaction of her clientèle as well as her profits. She will reinvest part of these profits in her business.
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est une femme de 34 ans fiancée. Elle a ouvert un café-restaurant qu'elle gère depuis 02 ans déjà dans un marché de la capitale. c'est grâce à lui qu'elle s'occupe de sa famille. Le fait d'acheter les produit de restauration en détail ne rapporte vraiment grand chose pour elle. D'où l'importance de ce crédit pour son activité parce que ça lui permettra d'acheter de produits de restauration(alvéoles d'oeufs, petit matériel de café, spaggetti et les casiers de boisson...pour cuisiner ses plats. Cela lui évitera les déplacements quotidiens et diminuera ses frais de taxi, ça augmentera aussi ses ventes, la satisfaction de sa clientèle ainsi que son bénéfice. Elle réinvestira une partie de ce bénéfice dans son activité.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,299,975
    Funds lent in using Kiva
  • 507.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Hortense Charlotte to buy catering products (crates of eggs, small café materials, spaghetti and cases of drinks).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 11, 2012
Currency Exchange Loss:
Dec 3, 2014