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Update on Irma

Irma belongs to the communal bank "Puntualito" in the city of Cusco in Peru. She continues to work in her business selling fast food, such as hamburgers, sandwiches and juices. Additionally, she is offering photocopying services.

She is currently seeking a loan so that she can buy beef, chicken, potatoes, fruits and vegetables for her fast food business. She is very grateful to Kiva for helping her to develop her business, which provides sustenance to her family.
View original language description ↓
Irma es La socia que pertenece al banco comunal “PUNTUALITO” de la ciudad del Cusco – Perú. La señora Irma continúa trabajando en el de venta de comida rápida o (fast food ) como jugos, hamburguesas y sándwiches y aprovechando su local también saca fotocopias. Irma en esta oportunidad está solicitando su préstamo para invertirlo en comprar insumos como pre cocidos de res, de pollo, papas, verduras y frutas. para su negocio de fast food. Irma está muy agradecida con KIVA por permitirle desarrollarse en su actividad económica, la cual representan el sustento de su familia y desarrollo de su actividad.

Previous Loan Details

The member continues to sell juices and make photocopies, she prepares different juices like papaya juice, orange juice and others. The member has a little store in her home where she makes the juices and photocopies, working from 8am to 6pm. Her dream is to grow the store where she prepa... More from Irma's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $100 helped Irma to buy beef, chicken, potatoes, fruits and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 1, 2013
Currency Exchange Loss:
May 17, 2013