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Update on Edelmira

Edelmira is a member that belongs to the communal bank “Puntualito” from the city of Cusco, Peru.

Edelmira continues working in her grocery store, selling staples.

Edelmira is now asking for a loan in order to invest in the purchase of merchandise such as rice, sugar, milk, oil, and noodles, and sodas for the holiday season, beer, champagne and panettones.

Edelmira is very grateful with Kiva for permitting her to develop her business which represents the livelihood of her family and the progress of her activity.
View original language description ↓
Edelmira es La socia que pertenece al banco comunal “PUNTUALITO” de la ciudad del Cusco – Perú. La señora Edelmira continúa trabajando en su tienda de abarrotes, vendiendo productos de primera necesidad. Edelmira en esta oportunidad está solicitando su préstamo para invertirlo en comprar mercadería como arroz, azúcar, leche, aceite, fideos, y para esta temporada navideña gaseosas, cerveza, champagne y panetones. Edelmira está muy agradecida con KIVA por permitirle desarrollarse en su actividad económica, la cual representan el sustento de su familia y desarrollo de su actividad.

Previous Loan Details

Edelmira, 35, is married and has three children. She works at her business, a grocery store. She sells rice, sugar, milk, and cookies. She works from 8:00 am until 6:00 pm. She has had this grocery store for 10 years and her dream is to be able to expand it. She is applying for the loan to buy wh... More from Edelmira's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Edelmira to buy rice, sugar, milk, oil, noodles, sodas, beer, champagne and panettones for her grocery store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 1, 2013
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Edelmira. It was first posted on Kiva on Sep, 2012. Learn More