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Naili is a 44-year-old woman from Lanchkhuti district. She lives with her husband, her 23-year-old son, and her brother. Her son works locally as an artisan and gets monthly income.

The family runs an agricultural business. In particular, they have two milk cows whose milk is used in cheese production. Locally, they sell cheese in an open market, at a good price. In addition, they have five hectares of agricultural land where maize is grown.

Naili is a very hard-working woman and has rich experience in her business. Each member of the family works hard to ensure a good harvest. Naili requested a loan to purchase a milk cow.

After purchasing the additional milk cow, the family will be able to produce more dairy products and, thus, increase sales and the income of the family. With increased income, they will improve their living conditions. Naili awaits your support

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 53
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Naili to purchase a milk cow and produce dairy products for sale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 12, 2012
Currency Exchange Loss:
Jun 17, 2014