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This is Musu. She is 41, married, and has one child, aged 22. She has one additional dependent who lives with her and works as a sales assistant. In 2008, Musu established her used carpets and chairs business. She began her business to help her husband in the running of the home. Her business is located at the city center. Working seven days a week and ten hours a day, she earns about 1,000,000 SLL every month.

Musu would like a loan in the amount of 3,000,000 SLL to buy more carpets and chairs. She hopes that this loan will help her to increase her monthly profits. In the future, Musu plans to expand her business so that she can become a leading supplier of used items. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,338.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Musu to buy more carpets and chairs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 12, 2012
Currency Exchange Loss:
Aug 17, 2013