Check out some available loans that are similar to this one!
Theresia is a widow with seven children, all over 15. She lives in a four-room apartment with her four children in Bamenda, Cameroon.

Theresia has encountered challenges in her life like sickness and the death of her husband. These problems drained her funds and left her with inadequate capital to improve on her business. However, she says that by God's grace she is well now.

With the loan, Theresia plans to buy more items for her electrical appliance store. She also plans to buy fertilizer and a variety of seedlings, such as maize, beans, yams, and groundnuts.

Theresia believes this activity will succeed because of her longevity in these activities and most especially because of the support of her son, who is acting as a sales person in her electrical appliance store. The high demand for her commodities in the community is a reason for the success of her farming activity, which she does on her own land. The community will benefit in that many people prefer to buy directly from the farm at cheaper prices.

With the profits from her businesses, Theresia will improve the situation of her family by providing better education and health care for them. She will also further expand her business. She prefers a loan from GHAPE because of the convenient repayment period, low interest, and the social education they provide.

Additional Information

Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 2
    View loans »
    Cameroon Loans Fundraising
  • $1,301,275
    Funds lent in using Kiva
  • 507.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Theresia to pay for electrical appliances and seedlings like beans, corn, and groundnuts.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Dec 12, 2012
Currency Exchange Loss:
Dec 17, 2014