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She is married and has four children, all of them below the age of 15. They live in a five-room apartment in Bamenda in the northwest region of Cameroon.

She has faced some difficulties in life including the death of one of her family members after spending some time in the hospital for medication. Other problems she has encountered include the illness of her child, inadequate capital to start up a business, inability to provide good meals for her children and to support her children's education.

With the loan requested, she will expand her business size by buying more cloth and ready-made dresses. She also plans to buy oil in bulk and sell it in town. Part of the loan will be used for the movement of the products from the bush market to the business site.

She believes her business will succeed because of her longevity in the business and the high demand for dresses and oil in the market. She has a good business site and also regular customers who buy from her. The community will benefit because they will not go a long distance to buy oil and some of their dresses.

With the profits, she will help improve the housing conditions of the family, provide better education and health for the family and expand her business. She prefers a loan from GHAPE because of the convenient repayment period, low interest and the social education they provide at the various meetings.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,320,725
    Funds lent in using Kiva
  • 507.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD