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This is 50-year-old Odette. She is married and has one child, 32 years old. Odette has one additional dependent who lives with her.

In 1987, Odette established her cosmetics and drinks business. She began her business immediately after she completed a certificate course in business studies and could not secure a job. Therefore, she decided to go into business for herself since she already had the idea and experience.

Odette's business is located at the city center and her main customers are ladies. Working seven days per week and ten hours per day, she earns about 850,000 SLL every month from this business.

Odette would like a loan in the amount of 3,000,000 SLL. Odette requires a loan in order to buy assorted drinks since they are now more in demand. In the future, Odette plans to become a leading supplier of drinks. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,338.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Odette to buy assorted drinks for resale since they are now more in demand.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 12, 2012
Currency Exchange Loss:
Dec 17, 2013