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Update on Jowani

Jowani used his previous loan to buy drugs to sell. He is a 29-year-old married man with a child living Bundibugyo, Uganda. He has a drug shop which he has operated for 3 years, and business is booming since he enjoys a monopoly in his market. Among his hardships are customers who don't pay on time and high fuel and transportation costs. Educating his child and building a permanent residential home for his family are his personal goals, while he dreams of expanding his business into new markets and owning a pharmacy. Jowani intends to use the loan to buy drugs to sell.

Previous Loan Details

Jowani is a 28 year old married man living Bundibugyo ,Uganda. He has a child. He has a drug shop which he has operated for 3 years and the business is at the boom stage since he enjoys the monopoly of the market. He has hardships of customers not paying on time, high fuel and transportation cost... More from Jowani's previous loan »

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 141
    View loans »
    Uganda Loans Fundraising
  • $33,609,650
    Funds lent in using Kiva
  • 2,699.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Jowani to buy drugs to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 12, 2012
Currency Exchange Loss:
May 19, 2013