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Joseph is a thirty-year-old married man living in Bundibugyo, Uganda. He is an ambitious man who is determined to change his future and that of his children through hard work. He operates a retail shop and is also a farmer, mainly growing cocoa due to its high demand in the region and low cost of production. Like most responsible fathers, he desires to educate his children up to university. He also wants to venture into sustainable income generating activities with the aim of securing a future for his family. Joseph intends to use this loan to pay school fees for his children.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

About Uganda

  • $1,800
    Average annual income
  • 88
    View loans »
    Uganda Loans Fundraising
  • $33,566,400
    Funds lent in using Kiva
  • 2,699.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Joseph to pay his children's school fees.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 12, 2012
Currency Exchange Loss:
Aug 17, 2013