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George is from Tkibuli district. He is 50 years old and lives with his wife, retired farther and 7-year-old daughter who goes to the local school. The family earns their living through an agricultural business. They run a small dairy farm with one milk cow, whose milk is used in cheese products. He sells the dairy products at the local open market.

In addition, the family grows maize on the family-owned land. They do all the relevant agricultural works to ensure a good quality of harvest. The harvested maize is sold locally. He works hard to earn some savings and improve the living conditions for his family.

George requested a loan for purchasing an additional milking cow. He will be able to produce and sell more cheese. Thus, he wants to expand his business in order to earn a good profit. With increased profits, he will be able to reinvest in his agricultural business, as well as spend more on the family’s daily needs and the living conditions for the family will be improved.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped George to purchase a milking cow.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 12, 2012
Currency Exchange Loss:
Oct 17, 2013