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Margaret is a single mother of six children and none of her children goes to school. She also takes care of her cousins and grand daughters. She has a business selling charcoal and has been in this business for ten years. She generates additional income from a restaurant. She has applied for a loan of 1500000 Uganda shillings from MCDT SACCO to buy more bags of charcoal. She works from her home and sells retail to all categories of people and works seven days a week. Her major business challenges includes seasonality, thieves and defaulters. She aspires to become a wholesaler and also to start going to villages of Luwero district for charcoal. She resides in her own house and the family has access to electricity but no piped water. Her monthly expenses include school fees for the cousins and grandchildren.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,817,625
    Funds lent in using Kiva
  • 2,699.9
    Uganda Shillings (UGX) = $1 USD