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Vahagn, 37 years old, lives in Aragyux village of Kotayk region with his parents and two children. His parents are provided with a retirement pension. At school, he was one of the best pupils and had a dream of studying at university. But, unfortunately, his parents didn't have enough income to pay for his education. Now, Vahagn works at a local company doing legal work. Last year, he entered Yerevan State University, where he specializes in the judicial field.
Raising two little kids alone is very difficult for Vahagn, so he has applied for the loan. With the loan's help, Vahagn will pay his university tuition.
Vahagn wishes to complete his education, start his own business and ensure a better future for his beloved kids.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 162
    View loans »
    Armenia Loans Fundraising
  • $17,094,100
    Funds lent in using Kiva
  • 407.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Vahagn to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 11, 2012
Currency Exchange Loss:
Jan 17, 2014