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She is married and blessed with four children, two of them below the age of 15. The family lives in a three-room apartment in Bamenda, Mezam Division, North West region of Cameroon. She has encountered many challenges in life, including the death of her brother which forced her to stop school at a tender age, illness of her children, too little money to provide square meals to her children and to provide education for her children.

With the new loan, she plans to purchase foodstuffs, like beans, rice, oil, Irish potatoes and yellow yams, and she will pay for the transportation of these foodstuffs from the bush market to her place of business. She believes that her business will succeed, because of her longevity in the business, the high demand for foods such as beans and yams in the community, her good business location, and the regular customers who buy foods from her for resale and for restaurant use. The community will benefit, because they will not have to go a long distance to buy foodstuffs.

The profits will help her to improve the housing conditions of her family, to provide better education for the children, and to expand her business. She prefers a loan from GHAPE, because of the convenient repayment period, the low interest, and the social education they provide.

Additional Information

Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,317,650
    Funds lent in using Kiva
  • 507.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Neba to buy foods like beans, rice, oil, Irish potatoes and yellow yams, and to transport these things from the bush market to her place of business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Dec 11, 2012
Currency Exchange Loss:
Jul 17, 2014