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João is divorced and the father of 3 children, only 1 of whom attends School, lives in his own house and supports his mother by sending her some money to help with ongoing expenses.

He's retired and receives a pension. With this loan he plans to buy construction material (windows, doors, cement, sand, stone and others) to continue the building work on his house.

In future he hopes to complete and furnish his house and have a family. To this end he commits to duly paying off the loan so as to solicit further loans from Hluvuku.

His challenge is to find a source of income to add to his current one and to manage to maintain his health.
View original language description ↓
Divorciado e pai de 3 filhos, apenas 1 frequenta a Escola, vive na casa própria e sustenta sua meã enviando algum valor monetário para ajudar nas despesas correntes.
É reformado e recebe pensão e com o presente empréstimo pretende comprar material de construção (janelas, porta, cimento, areia, pedra, porta, e outros) para dar continuidade com a ampliação da sua casa.
No futuro deseja concluir e mobilar a sua casa e formar uma família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é arranjar uma fonte de rendimento para acrescentar a sua receita e conseguir manter se saudável.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 2
    View loans »
    Mozambique Loans Fundraising
  • $3,043,150
    Funds lent in using Kiva
  • 29.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped João buy construction material (windows, doors, cement, sand, stone and others) to continue the building work on his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Jan 1, 2013
Currency Exchange Loss:
Oct 17, 2013