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Ms Yasmin is 33 years old and the mother of four children. For the last 15 years, she has earned a living by selling milk. She began her business by buying a buffalo whose milk she could sell to help support her family and supplement her husband's income. With the passage of time, her sales have increased as has her income. She now has two buffaloes and a lot of clients because she provides good service. Because of her work, she is respected in her home and helps helps her husband in all family as well as financial matters. She has some savings and has applied for a loan for PKR 25,000 to buy another buffalo to increase her sales. She expects a boost in her income as she expands her business, and is very thankful to Kashf for its support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 217
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 97.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Yasmin to buy another buffalo to increase her sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 11, 2012
Currency Exchange Loss:
Dec 17, 2013