Check out some available loans that are similar to this one!
Norberta is 55 years old, a widow and a and mother to her children. She lives in Dasmariñas, Cavite, Philippines. She works hard to manage her variety store and continually provide income for her family's everyday expenses.

In the Philippines, a variety store is basically a small convenience store where groceries, toiletries, and beverages are sold in the local neighborhood. It is the place to go to buy a sachet of shampoo, 5 PHP of cooking oil, or an egg. Liza buys her supplies at wholesale prices and sells by the piece. Her regular customers are her neighbors and local community members. She earns a minimum of 500 PHP in sales every day.

Norberta is requesting a 15,000 PHP loan to buy groceries, toiletries, and beverages to help continue to operate her business and expand her inventory. She expects a boost in her business income with her loan.

She hopes that her children will have a good life and she dreams of expanding her business. She faithfully meets up weekly with her co-fellowship* members to share stories of her work and draw strength and inspiration from studying the Word of God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 418
    View loans »
    Philippines Loans Fundraising
  • $66,139,225
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Norberta to buy groceries, toiletries, and beverages.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 20, 2012
Currency Exchange Loss:
Jun 17, 2013