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Ms. Khdija is a 49-year-old married woman and a mother of four. She has been in the business of goat purchase and sales. Her husband is working for a daily wage. His income is not enough to cover all the household expenditures, so Khdija decided to play her role and purchased some small goats with the help of her husband. She brings them up and sells them in her community and local market. She makes good profit from selling goats.

Ms. Khdija has gradually improved her business with the support of Kashf Foundation. She has been in association with Kashf for four years. In order to purchase two more small goats, she applied for a loan of 30,000 Pakistani rupees. She expects a boost in her earnings and wishes to spend part of her profits on the expansion of her business. She also shared that her dream is to carry on with her assistance to her husband to provide the best possible facilities for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,384,875
    Funds lent in using Kiva
  • 96.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Khdija to purchase two more small goats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 11, 2012
Currency Exchange Loss:
Nov 17, 2013