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Natela lives in the city of Dushanbe. She is a 28-year-old married woman and mother of two.

She has a college education in economics, but she has not worked in this field. She worked as a hairdresser for five years in a beauty salon. Then, after she got married, she stayed at home to raise her children. Now Natela would like to start her own business. She is requesting this loan to purchase furniture and equipment to open her own beauty salon.
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Натэла жительница города Душанбе. Она 28 - летняя девушка. Она замужем. У нее двое детей. Натэла имеет высшее образование, она экономист. По профессии она не работала. Натэла пять лет проработала в салоне красоты, парикмахером. После того как вышла замуж она занялась воспитанием детей. На сегодняшний день Натэла хочет начать свое дело. Она берет кредит для приобретения мебели и оборудования, чтобы открыть собственный салон красоты.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 221
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Natela to purchase furniture and equipment to open her own beauty salon.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 12, 2012
Currency Exchange Loss:
Dec 17, 2013