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Arzykan is 48 years old, divorced, and she has a higher education degree. She also has an optimistic outlook on life: she believes in herself and in a bright future for her family. Moreover, she is very kind, sociable, intelligent and sharp.

Arzykan started her own business 12 years ago with an initial investment of 100,000 som (KGS). Her working capital now consists of 150,000 som (KGS).

Arzykan sells clothes and curtains at the local market. In order to further expand her business, she has turned to "Bai Tushum & Partners" for a loan of 100,000 som (KGS). She will use this loan to increase her inventory and buy an assortment of warm winter goods.

She plans to use the earnings from this loan to expand her business. In the future, she is dreaming of opening a two-story shop.
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Арзыкан 48 лет, разведена. Образование высшее.К жизни относиться оптимистично, верит в себя и в светлое будущее своей семьи. Арзыкан очень добрая, общительная, умная и шустрая. Арзыкан начала свой бизнес 12 лет назад начальная сумма вклада составляла 100,000 KGS. Сегодня Товарооборот Арзыкан составляет 150,000 KGS. На местном рынке Арзыкан занимается реализацией одежды и шторы. В целях дальнейшего расширения своего бизнеса, она обратилась в Компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на увеличение товарооборота за счет покупки зимнего ассортимента утепленных вещей. На доход полученный от кредита она планирует расширять бизнес, и будущем мечтает бостроить двух этажный магазин.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 54
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Arzykan to increase her inventory and buy an assortment of warm winter goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 12, 2012
Currency Exchange Loss:
Dec 17, 2013