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Bubusara is 55 years old, and a widow. Her son and her daughter live together with her. The daughter goes to school while the son actively helps his mother with her business. Bubusara has a specialized secondary education, and after having finished this she immediately married. She is a very good person by nature, and her neighbors speak well of her. They love her and support her.

In search of a main income for the family, Bubusara started working with field crop cultivation and livestock breeding in 1995. She started this business with a sum of 10,000 som (KGS). Thanks to her persistent work, her farm today has three cows and five sheep. The monthly income from the business is around 12,000 som (KGS), from the sale milk and dairy products and in addition from crop cultivation. Bubusara processes 1.2 hectares of land where she sows barley every year.

With an aim to further develop her business, Bubusara turned to the organization "Bai Tushum & Partners" for a loan in the amount of 80,000 som (KGS) for the purchase of one cow, five sheep and one calf. Bubusara plans to invest the income from the loan in developing her business through purchasing additional livestock. The care for her children and providing a good education for them is the main priority for Bubusara.
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Бубусара 55 лет, вдова, с ней вместе живут сын и дочь.Дочь школьница, а сын активно помогает маме по хозяйству. Бубусара имеет среднее специальное образование, после окончания лицея сразу вышла замуж. По характеру очень хороший человек. Имеет хорошие отзывы от соседей. Они её любят и поддерживают. Бубусара в качестве источника дохода для своей семьи, в 1995 году начала заниматься полеводством и животноводством, начав этот бизнес с суммы в 10,000 KGS. Благодаря упорному труду Бубусара в ее хозяйстве на сегодняшний день имеется 3 коровы и 5 голов овец, ежемесячная прибыль от хозяйства составляет около 12,000 сом (KGS) от продажи молока и молочных продуктов и дополнительно от полеводства. Клиентка обрабатывает 1,2 га земли где ежегодно сеет ячмень. В целях дальнейшего развития своего бизнеса, Бубусара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку 1 коровы, 5 овец и 1 теленка. Доходы от кредита Бубусара планирует вкладывать в развитие бизнеса посредством покупки дополнительных голов скота. Забота о детях и обеспечение хорошего образования для них, это приоритетная задача для Бубусара.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Bubusara to purchase one cow, five sheep and one calf.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Dec 11, 2012
Currency Exchange Loss:
Feb 17, 2014