A loan of $1,225 helped to buy grocery items, toiletries, and beverages needed for her business inventory.


Mercedes's story

Mercedes, 48, is a resident of Caloocan, Philippines. She is married to Manuel, an employee, and a mother. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually earn an income for their everyday expenses.

Mercedes operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a 5 PHP-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.

To help her continue operating her business, she is requesting a loan of 50,000 PHP. She will be utilizing the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Mercedes hopes to expand her business and dreams to have her house renovated through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week, where she can also draw strength and inspiration from the Word of God that she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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