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Update on Irma

Irma is a member of the “Ricchary Runa” communal bank of the Arariwa association in Cusco.

She continues with her butcher shop business and sells in the Cusco markets. She has been doing this for many years and things are going well for her thanks to the daily effort she puts into her business. She is responsible and enterprising and in this way has been getting her family ahead.

She is asking for a loan to buy supplies such as pork and beef for her business.

She is grateful for the loan and promises to make her payments on schedule.
View original language description ↓
La socia Irma pertenece al banco comunal “Ricchary Runa” de la Asociación Arariwa de la ciudad del Cusco.

La socia continua con su negocio de venta de carne,la socia vende en uno de los mercados de la ciudad de Cusco,la socia lleva años en este su negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el credito para la compra de insumos como carne de chancho y res para su negocio.

La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Irma continues to participate in the "Ricchary Runa" communal bank, of Asociación Arariwa, in the city of Cusco. Currently, Irma continues to sell meat. She has worked in this business for several years now, and it's going very well. Irma pays her instalments on time, and had no problem with ... More from Irma's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Irma to buy pork and beef.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 11, 2012
Currency Exchange Loss:
Apr 17, 2013