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Graciela is 28 years old and has a five-year-old son. She sells chocolates in the District of Adelita. This is her second loan with Emprender. She will use this loan to invest in the purchase of chocolates by the box. Her reason for requesting this loan is because she lacks capital.

Graciela faces challenges in her business. Prices have gone up as the year comes to an end. For this reason, she is requesting a loan so that she can stock up on boxes of chocolates for the upcoming season. Her sales increase during this time, so she will utilize the benefits of this loan to buy products for her business.

Sra. Graciela is an extremely hardworking individual. She is pleased and grateful to Emprender for the support it has provided.

View original language description ↓
La Sra. Graciela tiene 28 años, tiene un hijo de 5 años, se dedica a la venta de chocolates en la zona de Adelita, Este préstamo es la Segunda secuencia dentro de la institución la Sra. Graciela va a usar este préstamo para Invertir en la compra de chocolates por caja, su razón para solicitar este préstamo es por la falta de capital, Graciela enfrenta retos en su negocio ya por estas fechas de fin de año los precios han subido, por este motivo solicita el crédito ya que quiere abastecerse de cajas de chocolates ya que esta época también i incrementa sus ventas y va a utilizar los beneficios en seguir comprando productos para su negocio la Sra. Graciela es una persona muy trabajadora se siente feliz y agradecida con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 113
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Graciela to buy boxes of chocolates.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Dec 10, 2012
Currency Exchange Loss:
Dec 21, 2013