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Halima K. lives in a region called Shakhrinau. She lives with her family. She is married and has 3 children. To support her family, she must work very much. She sells goods in the market in Tursan-zoda. She sells potatoes and other kinds of vegetables. She needs money to increase her sales volume. Therefore, Halima plans to take out a loan for 450 US dollars. She will pay off the loan in 12 months.

Translated from Russian by Melissa, Kiva volunteer

Кенджаева Халима жительница района Шахринау. Живет со своей семьей. Она замужем и имеет 3 детей. Для того , чтобы прокормить семью ей приходится много работать . Она занимается торговлей на рынке города Турсун-заде. Продает картофекль и другие виды овощей. Ей нужны деньги для того , чтобы увеличить товарооборот. Поэтому Халима запланировала получить кредит в размере 450 долларов США. Погасить кредит сможет в течении 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 240
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Halima increase sales volume.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2008
Jul 30, 2008
Currency Exchange Loss:
Sep 15, 2009