Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $875 helped to buy building materials and supplies.


Santos Ramón's story

Santos Ramón lives in Managua Department in Nicaragua. He’s single and has one dependent. He’s worked as a light transport driver for a state institution for seven years. Santos Ramón has come by Ceprodel to request a loan to buy building materials like concrete blocks, sand and cement to build a bathroom at home in order to provide better living conditions for his family.

“We hope from Ceprodel and from organizations that support it that they will continue providing help to clients who need financing so we can invest in our homes and we are grateful for the opportunity being provided.”

Translator profile picture

Translated from Spanish by Kiva volunteer Polliz



Loan details


Lenders and lending teams



Loan details