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Félix  Elías
Félix Elías is a hardworking man who has been working for six years as a field inspector for the state in Managua. He is married, has three people to support, and is of good moral character.

He is asking CEPRODEL for this loan in order to buy building materials such as sand, cement, and cinder blocks to reinforce the walls of his house and repair it for his family’s wellbeing.

Félix Elías’ dreams are to see his house very well set up and he will be able to do this with CEPRODEL’s and Kiva’s support.
View original language description ↓
El Señor Félix Elías es trabajador de una institución del estado en Managua, donde se desempeña como inspector de campo desde hace seis años, es casado con tres personas a su cargo, responsable, con buenos valores morales.

El crédito que solicita a CEPRODEL lo utilizara para comprar materiales de construcción tales como arena, cemento, bloque, este crédito lo invertirá en reforzar las paredes de su casa y repellarla para el bienestar y estabilidad de su familia.

Los sueños de Don Félix Elías es ver su casita bien acondicionada con el apoyo que Ceprodel y kiva le pueda brindarle.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Félix Elías to make improvements to his house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Dec 10, 2012
Currency Exchange Loss:
Jan 18, 2014