A loan of $300 helped to buy cosmetics.

Francisca Haydee's story

Francisca is 38 years old and lives with her husband and two minor children. She works selling cosmetics such as hair and body creams, lipstick, eyeshadow, blush and others, as well as perfumes. She sells everything from her house and also as a traveling salesperson in order to obtain more customers and improve her sales. Francisca obtains her products by catalog and also invests in purchasing products on sale to later sell them physically, since many people often get excited when they actually see the products.

Francisca is applying for a loan from INTEGRAL in order to increase her inventory for the Christmas season, when sales increase significantly, allowing her greater earnings. The latter is her main desire, so that she can save for the month of January and invest in school supplies for her children.

Translated from Spanish by Kiva volunteer Deepa Ramesh

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