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Lester José
Lester José lives in a populated neighborhood in Managua, Nicaragua. For three years he has been working for the state as a welder. He is a very responsible person.

Lester José is asking CEPRODEL for his third loan so that he can continue building his house little by little. On this occasion he needs to replace the roof because it’s in bad shape.

He will use the money from this loan to buy building materials such as zinc metal sheeting, lumber, and nails so that he can repair his roof.
View original language description ↓
El señor Lester José vive en un populoso barrio de la ciudad de Managua Nicaragua, actualmente trabaja para el estado desempeñándose como soldador desde hace tres años, es una persona responsable.

don Lester José solicita a ceprodel un tercer crédito para seguir construyendo poco a poco su vivienda, en esta ocasión lo necesita para cambiar el techo ya que esta en mal estado.

Con este tercer financiamiento lo invertirá en la compra de materiales de construcción tales como cinc, madera, clavo y poder reparar su techo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Lester José to buy roofing materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Dec 10, 2012
Currency Exchange Loss:
Mar 18, 2014