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Jose Mauricio
Jose is 48 years old and is a happy, hardworking man who always counts on many desires to get ahead and provide the best for his family. He lives with his wife and children and has a bicycle shop, where he makes repairs and provides all the necessary maintenance. He has many satisfied customers and is friendly and consistent with his prices. His wife helps with the business and sells spare parts and accessories, such as decals, mirrors, lights, and other things that young people like to get in order to give their bikes their personal touches. Jose is asking for a loan through INTEGRAL and he wants to buy spare parts, such as tires, chains, rims, pedals, seats, brakes, and other things in quantity so that he can stock the business with stylish bicycle accessories. In this way Jose can improve his sales and have a better life.
View original language description ↓
José de 48 años de edad, es muy alegre y trabajador y siempre cuenta con muchos deseos de salir adelante y dar lo mejor de el para su familia. Él vive junto a dos hijos y su esposa, José posee un taller de bicicletas en donde las repara y da todo el mantenimiento necesario, cuenta con muchos clientes satisfechos ya que es muy amable y consiente con los precios. Su esposa le ayuda con el negocio dedicándose a la venta de repuestos y accesorios como calcomanías, espejos, luces y otros más que los jóvenes gustan de adquirir y dar su toque personal a sus bicicletas. José solicita un préstamo a INTEGRAL, por medio del cual pueda comprar mayor cantidad de repuestos como llantas, cadenas, rines, pedales, asientos, frenos y otros más y así mismo surtir el negocio con accesorios de moda para las bicicletas. Con esto José aumentará sus ventas y contará con una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 550
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Jose Mauricio to buy repair parts for bikes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Dec 10, 2012
Currency Exchange Loss:
Feb 21, 2014