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Eduarda Lucrecia
Sra. Eduarda Lucrecia has worked as a janitor for three years at a school in the city of León. She is the mother of five children, but only one is still under her care.

Doña Eduarda leaves her house at 6:00 A.M. so that she can begin her work at 7:00 A.M. She finishes her job by 2:30 P.M. and works the same schedule Monday through Friday.

Eduarda is requesting her first loan from CEPRODEL so that she can cover the graduation expenses and next year’s tuition for her child. Her dreams include seeing her son complete his professional degree.

View original language description ↓
La Señora Eduarda Lucrecia, trabaja en un centro Educativo de la Ciudad de León desempeñándose como Conserje desde hace tres años, es madre de cinco hijos de los cuales solo uno está a su cargo.

Doña Eduarda sale se su casa a las 6:00 am inicia sus labores a las 7:00 am finalizando a las 2:30 pm con este mismo horario de lunes a viernes.

Eduarda es primer crédito que solicita a Ceprodel y lo utilizara para cubrir gastos de graduación y pago de matrícula del próximo año de su hijo, los sueños de ella son que su hijo logre a coronar una carrera profesional.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Eduarda Lucrecia to pay for her son's tuition and graduation expenses.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 10, 2012
Currency Exchange Loss:
Jan 18, 2014