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Ramona Del Rosario
Ramona del Rosario has a fruit, vegetable, and spice business in one of the markets in the Leon department. She’s had it for 18 years and leaves home at 5:00 am, opens her business at 6:00 am, and closes at 5:00 pm. She works to support her family; she’s the single mother of two children but only supports one.

Ramona is asking for this loan through CEPRODEL in order to buy raisins, sweet wine, capers, plumbs, tomato sauce, carrots, chayote squash, onions, and potatoes so that she can take advantage of the December holidays.

Ramona’s dreams are to always have her business and finish building her humble home to provide a more comfortable environment to her family.
View original language description ↓
La Señora Ramona del Rosario tiene un negocio de venta frutas, verduras y especies en unos de los mercados del departamento de León desde hace 18 años, sale de su casa a las 5:00 am y abre su negocio a las 6:00 am cerrándolo a 5 pm. realiza este trabajo para el sustento de su familia, ella es madre soltera de dos hijos de los cuales solo uno está a su cargo.

Doña Ramona está solicitando crédito a Ceprodel para el que utilizara para comprar pasas, vino dulce, alcaparra, ciruela, salsa de tomate, zanahoria, chayote, cebolla, papas, y así aprovechar la ventas en los días festivo del mes de diciembre.

Los sueños de Doña Ramona son mantener siempre negocio y terminar la construcción de su humilde vivienda para darle mejor comodidad a su familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,236,725
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Ramona Del Rosario to buy fruits and vegetables.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Sep 17, 2013