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Toribia Oneyda
For the past eight years, Toribia Oneyda has been working as a teacher at the León Education Center. She’s the mother of three children, but only two attend school.

Toribia leaves her home at 6:15 am and begins work at 7:00 am and finishes at 12:45 pm, Monday through Friday.

Toribia is asking for a loan through CEPRODEL to pay for tuition and various expenses for the coming school year. Her dream is to prepare her lovely children.
View original language description ↓
La Joven Toribia Oneyda, trabaja en un centro Educativo de la Ciudad de León desempeñándose como docente desde hace ocho años, es madre de tres hijos de los cuales solo dos de ellos están estudiando.

Toribia sale se sus casa a las 6:15 am inicia sus labores a las 7:00 am finalizando a las 12:45 pm con este mismo horario de lunes a viernes.

Toribia está solicitando crédito a Ceprodel para utilizarlo en pago de matrículas y gastos varios del siguiente año escolar, ya que sus sueños son la preparación de sus lindo Hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Toribia Oneyda to pay tuition.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 10, 2012
Currency Exchange Loss:
Jan 18, 2014