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Xiomara Verónica
Young Xiomara Verónica works in an education center in the town of León. She has been a teacher for the past six years and she's a mother of three underage children.
Xiomara leaves her home at 6 a.m., starts working at 7 a.m. and finishes at 12:45 p.m. These are her hours from Monday through Friday.
This is Xiomara's second loan with Ceprodel. She'll use it to pay for one of her children's graduation fee and for the next school year's tuition fees. She dreams of seeing her children succeed in achieving a professional degree.
View original language description ↓
La Joven Xiomara Verónica, trabaja en un centro Educativo de la Ciudad de León desempeñándose como docente desde hace seis años, es madre de tres hijos menores de edad.

Xiomara sale se sus casa a las 6:00 am inicia sus labores a las 7:00 am finalizando a las 12:45 pm con este mismo horario de lunes a viernes.

Xiomara es el segundo crédito que solicita a Ceprodel el que utilizara para cubrir gastos de graduación de uno de su Hijo y pagos de matrículas del siguiente año escolar, Ella sueña que su hijos logren a coronar una carrera profesional.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 48
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Xiomara Verónica to pay for schooling expenses.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 10, 2012
Currency Exchange Loss:
Jan 18, 2014