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José Ángel
José Ángel lives in the town of Managua. He works in the city as a safe water borehole driller. He's single and has three school-age children under his care.
He's requesting a loan in order to purchase construction supplies and thus start building a room so he can improve his family's living conditions.
View original language description ↓
El señor José ángel vive en la cuidad de Managua trabaja en la capital como perforador de pozo de agua potable. Soltero con tres hijos a su cargo en edad escolar.

Esta solicitando un préstamo para la compra de materiales de construcción y así empezar la construcción de un cuarto para mejorar las condiciones de vida de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped José Ángel to purchase construction supplies.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Dec 10, 2012
Currency Exchange Loss:
Jul 18, 2014