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Margret is 35 years old and lives in the town of Kachwamba in the Fortportal region of Uganda. She is single and has two children, one of whom is currently in school. For the past ten years, Margret has been working hard to manage her retail shop in which she sells sugar, salt, and cooking oil.

To help expand her business, Margret has requested a loan of 2000000 UGX (Ugandan shillings) from BRAC Uganda. The loan will be used to buy more essential commodities, such as milk, cooking oil, sugar, and salt for resale and will help Margret to generate greater profits and pay for family medical expenses and food. Margret hopes that in the future she will be able to own a farm of cows.

Margret is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs, like Margret, who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 127
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,699.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Margret to buy more essential commodities, such as milk, cooking oil, sugar, and salt for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 10, 2012
Currency Exchange Loss:
Dec 17, 2013