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Joyce is 60 years old. She is a widow and has seven children and fourteen grandchildren. Despite her age, she has not stopped working hard to bring up her children and grandchildren.

Joyce earns her income by selling groundnuts at the roadside. She is also a full-time Solar Sister. Solar Sisters are female entrepreneurs who sell solar energy products to their communities. As a Solar Sister, Joyce has learned marketing and business skills.

The additional income that she earns as a Solar Sister has helped Joyce scale her groundnuts business from selling 20 kilograms per week to now selling 200 kilograms of groundnuts per week.

Joyce uses the money she gets to support her family and buy her children's scholastic materials for school.

Her biggest dream is to become a role model to young girls. Joyce also wants to teach her children to become better business people by introducing them to Solar Sister.

Additional Information

More information about this loan

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit

About Solar Sister

Solar Sister is a nonprofit organization that distributes clean, affordable solar technology while empowering women with economic opportunity. The organization sells a variety of solar products through a growing sales network of local women. It provides each of them with a “business in a bag” containing approximately ten products to be sold at a profit. Saleswomen repay Solar Sister for this initial inventory on a monthly basis.

Kiva loans are used to fund these upfront inventory kits, allowing Solar Sister to invest more of its revenue in growth. During the course of this loan, this Solar Sister Entrepreneur will sell the inventory she purchases with these funds, repay Solar Sister, and access more product. Borrowers that are reliable saleswomen may leverage these loan funds multiple times during the course of this loan.

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,817,625
    Funds lent in using Kiva
  • 2,699.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Joyce to purchase solar-powered lamps to sell in her community.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 11, 2012
Dec 11, 2012
Currency Exchange Loss:
Jan 7, 2014