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Grace Wanjiku

Update on Grace Wanjiku

Grace used her previous loan amount to buy seeds and fertilizer for planting in her farm. It was very profitable and she was able to pay back the loan amount.

This will be her sixth loan amount and she plans to buy a dairy cow. She also plans to buy fertilizer and seedlings for planting. She will use the generated income to pay school fees for her children who are in secondary school and college.

She hopes to expand her farming business by buying more dairy cattle and thereby become one of the leading dairy farmers in Ndunyu Njeru town.

Previous Loan Details

Grace has practiced farming in Ndunyu Njeru town for the last twenty-one years and earns a good income. She is 49 years old and the single mother of three children. She was introduced to KADET LTD by one of her friends and this will be her fifth loan. She paid all her previous loans well a... More from Grace Wanjiku's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 389
    View loans »
    Kenya Loans Fundraising
  • $50,260,575
    Funds lent in using Kiva
  • 86.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Grace Wanjiku to buy a cow and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Dec 17, 2013