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Joyce lives in Kampala, Uganda. She is single with five children, all of whom currently attend school. She is not looking after any other member of the family.

She has been operating a hair salon for seven years and works seven days a week. She has no other source of income. She has requested for a loan of UGX 600,000 from MCDT- SACCO to stock braids, weaves, hair chemicals and oils for sale and for the salon. Her challenges include an unstable power supply. Her dream is to own a big salon and be able to provide various services.

She joined MCDT because loans are timely. She rents a house with access to electricity and no piped water. Her major monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,699.9
    Uganda Shillings (UGX) = $1 USD